PayPal Credit / Bill Me Later is a PayPal offered credit line that’s built-in to your PayPal account. You can use PayPal Credit during PayPal checkout. The program lets you pay for your purchases in 2 simple steps – just enter your birth date and the last 4 digits of your Social Security number and accept the terms. Approval takes only seconds. Set PayPal Credit as your preferred payment method and you’ll speed through PayPal checkout even faster. PayPal Credit is subject to credit approval. There is no annual fee for using PayPal Credit and you have 6 months to pay offyour balance prior to any interest fees being added to your account. This option is not layaway, this is a credit card/credit line.
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